Personalized Strategy. Active Management. Evolving With You.
No minimums, no guesswork — just a portfolio built around you, and built to change as you do.
Who is Investment Management for?
This path often fits when:
You want professional investment management without a full planning relationship right now
You're just getting started and don't have six or seven figures to bring to the table yet
You already have a financial plan elsewhere, or you're building your own, and just need the investing side handled well
You want a team actively managing your portfolio — not a robo-advisor, not a do-it-yourself brokerage account
If you've ever felt like you had to choose between "not enough assets to matter" and "more commitment than I want right now," this is built for the space in between.
What Investment Management Is
Investing isn't separate from the rest of your financial life. It's the engine behind it, the piece that keeps working whether you already have a full plan in place or you're still building one.
That's why this isn't about picking a model portfolio and calling it done. It takes real strategy: understanding risk and reward, and building something specific to you. Not a copy of what your neighbor has, or what worked for someone else's timeline. Your risk tolerance is as personal as your DNA, and your portfolio should be built to match it.
Active management means we don't set it and walk away. We're adjusting throughout the year as the market moves, so your strategy keeps working even when conditions change.
What Investment Management Includes at Forethought
At Forethought, investment management is built to work the way your life actually does. Here's what that looks like, from your very first contribution to how your portfolio adjusts along the way.
No Minimums to Start
Contributions under $10,000 begin in a simple brokerage account. Once you cross $10,000, we move it into active management and match it to your risk tolerance. Same team, no extra step.
Fees Always Separate From Planning
Planning conversations and strategy related to coverage considerations (such as life insurance, disability insurance, and long-term care), based on your responsibilities and goals.
Backed by LPL Financial
We partner directly with LPL Financial's portfolio management team, giving you access to more than 100 actively managed portfolios.
Household Based Pricing
Your fee is based on your total household assets under our management, not calculated on an account-by-account basis.
Actively Managed
Your portfolio is reviewed and adjusted on an ongoing basis, not set once and forgotten.
A Customized Proposal, Built for You
A core part of the Forethought approach. We use behavioral finance to explore how your story and patterns with money influence decisions, then build strategies that are realistic and sustainable in real life.
How Your Fee Is Calculated
Fees are based on your total household assets actively managed with Forethought Wealth, not calculated per account, and billed quarterly within the account. No separate checks or payments.
We Believe You Should Know What You Are Paying
Most of this industry isn't transparent about what things cost. Fee schedules get buried in fine print, or handed over only after you've already committed. We don't think that's fair, and it's not how we build trust with the people we work with.
So here's exactly what we charge, in plain numbers, before you ever pick up the phone.
What Counts Toward Your Fee
Your fee applies only to assets in your Forethought Wealth managed account. It doesn't include employer retirement accounts, outside brokerage accounts we don't manage, or your total net worth.
Fund and ETF Costs Are Separate
Our management fee doesn't include the internal expense ratios charged by the individual funds or ETFs in your portfolio. Those are set by the fund companies, not us, and vary by holding. We'll walk through exactly what those costs look like for your specific portfolio during your recommendation session, before anything moves.
Start With a Conversation, Not a Commitment
You don't need a certain amount saved to begin, and you don't need to be ready for full financial planning either.
In a complimentary 30-minute intro call, we'll learn where you're starting from and build you a customized investment proposal — no pressure, no obligation.
No minimums. No hidden costs. Investing that starts wherever you are.